Welcome Loan

£100 – £1,000
APR 42.6%

Saver Loan

£300 – £3,000
APR 26.8%

Smart Loan

£3,000 – £10,000
APR 14%

Can You Join? 

South Manchester is exclusively for people who work or live in South Manchester. If your postcode is on the map then you can take advantage of our attractive saving accounts and affordable loan products. 

The best way to apply is online. Alternatively come down to 187 Fog Lane and fill in an application form. 


Open Savings

Your savings available for you to withdraw up to once per month

Locked Savings

Your savings pledged to your loan

Christmas Account

Save all year round and gain access in November


South Manchester Credit Union is authorised by the Prudential Regulatory Authority (PRA) and regulated by the Financial Conduct Authority (FCA), and the Prudential Regulation Authority. FRN 213666.