Join

Not- for- Profit

Any profit may be returned to members in the form of a dividend

Low Interest Rates

Our rates range between 42.6% and 14% APR
Click here to find out more

Quality Service

We provide quick, comprehensive support. We look to go the extra mile for those who need it

For the People

You are at the forefront of the organisation. Decisions that we make are to meet the diverse needs of our members

Free Insurance

We offer free insurance on loans and savings
Click here to learn more about insurance T&C’s

Easy to Save

You can set up a standing order or speak to your employer about starting our
payroll deduction scheme

 Can You Join? 

South Manchester is exclusively for people who work or live in South Manchester. If your postcode is on the map then you can take advantage of our attractive saving accounts and affordable loan products. 

The best way to apply is online. Alternatively come down to 187 Fog Lane and fill in an application form. 

 

How Much Does It Cost?

There is a one off joining fee of £3 and we ask that you make an initial deposit of £10 into your savings. The savings you build are your savings and they represent your shares in the credit union. There are no annual costs and no hidden fees.