Back to School

Don't stress about the back to school expenses

September’s just around the corner, so that means one thing – the kids are back to school (at last!) Getting set for the new term can be a costly time for parents and we want to help.

Become a member today and apply for a Welcome Loan. Whatever your school expenses are, a Welcome Loan can cover up to £1,000 of the cost. (T&C’s apply).

Example - borrow £300 | repay £10 per week | your loan will be paid within 34 weeks | and you'll pay £38 interest. 


Why choose us?

We have an ethical approach to our lending. There are no hidden fees and all of our charges are transparent and fair. We only exist to serve the financial needs of the people of South Manchester and offer affordable credit to all of our community. Our loans are ethical and responsible and we will only lend you what you can afford to pay at a rate that suits you. We would never expect your finances to be strained in repaying the loan – your financial well-being is our priority.


What you'll need

To become a member you’ll need proof of your address and photo ID too.

For your loan you’ll need to provide 2 months recent bank statements, which you can:

And that's it – we’ll do the rest.

Click the right button to start your application...

Don't want the app?

Not to worry, you can join online too! click join online and fill out the application