Local Money for Greener Homes Retrofit Heat Pumps Lives Families Households Businesses

Make green changes, big or small, with affordable repayments from 8.8% APR

Low-cost green finance with affordable repayments

Spread the cost of your green changes by borrowing £500-£10,000 from 10.5% APR

Straightforward loan application complete in just 10 minutes

Start your application online and we’ll be in touch within one working hour to complete the process

Make any green change you like, whether it's big or small

From loft insulation and garden projects, to electric vehicles and retrofit upgrades – make your change

Sherica's Story

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FAQs

Our Green Loan is charged at 8.8% APR for loans between £7,000 – £15,000, 14.9% APR for loans between £3,000 – £6,999, and 21.9% APR for loans between £500 – £2,999.

Here’s a quick example: if you borrow £5,000 and repay £165 per month over 38 months, you will repay a total of £6,205.78.

Completing a loan application can take as little as 10 minutes! You have 2 options:

Start your application on our website, and we’ll be back in touch within 1 working hour to complete your application

Head straight to our messaging app to complete your application all in one go

Green changes aren’t just solar panels and electric cars. Any change, big or small, can make an impact on your life and the planet.

You might look at a smaller loan for a focused garden project or loft insulation.

You could look at a larger loan for greater retrofit upgrades, or perhaps an electric vehicle.

Our friendly, professional team is here for you Monday – Friday!

The best way to speak to us is on our mobile messaging app, Sth Mcr Credit Union Messaging.

You can also give us a call on 0161 448 0200, or pop in to see us at 187 Fog Lane, Burnage, M20 6FJ. See our “contact us” page for more information.

Kia
Kia
"South Manchester Credit Union have really helped me from moving out independently to simply enjoying life a little with a holiday. They make you feel part of a real community"
Winston
Winston
"I found South Manchester Credit Union to be a lifesaver, not just financially but moreover mentally I would say - peace of mind"
Joe
Joe
"I can't recommend these guys enough, a fantastic service that is friendly and also professional. They make things easy for you to understand and show an interest in why you are using them. 5 stars. Thanks so much!"
Stephen
Stephen
"Kind and polite staff, flexible with time. Great service👍🏾 Fast and reliable"

Affordable green finance made for local people

"We make finance simple, accessible, and even enjoyable, replacing financial stress with confidence and wellbeing. Our credit union loves the planet and wants local people to find their way into taking better care of it! We are the best option for personal borrowing in South & Central Manchester"
Sheenagh Young
CEO