Birthdays, holidays, whatever you're planning for your year
Plan your credit to make your life easier
Birthdays, holidays, whatever you're planning for your year
Plan your credit to make your life easier
How to apply
As an existing member, our secure messaging app is the quickest and easiest way to enquire about our Saver Loan and anything else about your membership with us
Mobile messaging app
All members can use our secure mobile messaging app to complete a loan application
You can complete the full form and all our ID checks all in one place. Don’t worry, all messaging on our app is encrypted, so your personal documents and data are all safe and sound
How to apply
As an existing member, our secure messaging app is the quickest and easiest way to enquire about our Saver Loan and anything else about your membership with us
Mobile messaging app
All members can use our secure mobile messaging app to complete a loan application
You can complete the full form and all our ID checks all in one place. Don’t worry, all messaging on our app is encrypted, so your personal documents and data are all safe and sound
Not already a member?
You can still borrow from £150 – £15,000, even as a new member. Join today and begin securing your financial future with us 👇
Why borrow with us?
We offer competitive interest rates
99% of our Google reviews are 5 stars
Repay with flexible repayments on terms that suit you
Get a decision on your Saver Loan application within 2 working days
Keep your mind at ease with no fees or charges. Any questions? Just ask
Save whilst you repay and enjoy your savings once your loan is repaid
Why borrow with us?
We are able to offer competitive interest rates. You’ll never be charged more than 3% monthly interest
99% of our Google reviews are 5 stars, something we are incredibly proud of. Our members show us lots of support and appreciation for the service we provide
Repay with flexible repayments on terms that suit you. We know everyone’s finances are different and there’s no one-size-fits-all approach, so we work with members to find the best possible way forward for your finances
Get a decision on your Saver Loan within 2 working days. Speed matters and, with our experience, we are able to work quickly to get back to you with a decision and next steps
Keep your mind at ease with no fees, charges, or penalties. If you have any questions about your loan, repayments, or anything to do with your account, just send us a quick message on our secure messaging app
Save whilst you repay and enjoy your savings once your loan is repaid. Everyone who borrows from us saves too, so you don’t have to stress once your loan is repaid. Leave your savings here to access our lower interest loans and continue to save, or enjoy your nest egg and treat yourself
Looking to get started?
Saver Loan allows our loyal members to access lower interest rates after one year of active membership
Build your membership with us by getting started on our Welcome Loan
In the words of our members
What to expect
You can apply for a loan right away! Simply fill in our online loan application form and we’ll be back in touch within 1 working hour. We’ll then finish signing you up and guide you through the application process.
Our members most often find repaying through a standing order to be easiest option. If you are employed by one of our payroll partners, your loan repayments can be taken directly from your wages through payroll deduction, so you’ll never have to see the money leave your account. If you’d prefer to call into the office, feel free to pay by cash.
Interest on all of our loans is calculated daily on the reducing balance of your loan. With every repayment you make, you clear the interest accrued since your previous repayment and your interest is then calculated for your next repayment on the reduced balance – the lower your balance, the less interest you pay.
