Christmas Club

Put aside some money for the holidays 

Ho, ho, hold on, there's a Christmas Club?

Who doesn’t love Christmas? It’s a time full of laughs, togetherness, and well, lets face it, expenses too. We understand that it can be difficult to plan months in advance. This is why we are here to ease the burden.

Building your savings isn’t about becoming a millionaire, although that would be nice! It’s about being prepared for those special moments and times of the year where you can come together with friends and family.

Did you know? in 2023 members who saved in their Christmas Club had on average an extra £445 to spend in the holiday season

Christmas Club prize draw

Just when you thought it could not get any better, – saving into a Christmas Club account enters you into a prize draw. You can have the chance to win up to £50 simply for saving with us, this is our gift to you. 

Your savings are protected and insured

All of your savings here are protected by the Financial Services Compensation Scheme up to £85,000 per account holder.

On top of this, we also give members free savings protection cover with our Christmas Club accounts (T&C’s apply).

You own your local credit union

Everything you save in your Christmas Club act as shares in your local credit union – you are a part owner!

You’ll have your say on all things credit union at our annual AGM, including voting on our board of directors. 

We've been here for over 24 years

Trust us – we know what we’re doing when it comes to keeping your money safe and empowering your finances.

We have been supporting our local communities since 2000, as a place where anyone who lives or works in South & Central Manchester can borrow affordably and save securely.

We aren’t stopping any time soon, so why not join your local community credit union today?

Build your savings your way

You can feel free to deposit anytime, and there are plenty of options when tucking your money away with us.

You can deposit through:

Withdrawing your savings

Looking to withdraw some of your savings? It’s easy! Our mobile messaging app is the quickest and most secure way of withdrawing your savings. We’re always just a message away.

Save whilst you repay your loan

We encourage everyone who borrows with us to save at the same time. It may only be a small amount, but build this up over regular repayments and you’re sure to see the benefits.

We have plenty of saving options

Looking for something a little different to the Christmas Club? There are other options for you here that all have their own unique benefits.

Check out some of our different saving options here 👇

What to expect

Anyone who lives or works in South & Central Manchester can join us. We’ll just need to see some ID and proof of address and that’s it – we are inclusive to all! The best part is it is absolutely free to join and access all of the benefits we have to offer. Join today and start saving or apply for your first loan.

We could honestly talk all day about why you should join your local credit union!

To make it easy for you, have a quick read through our favourite reasons why joining a credit union is for just about everyone.

Of course! You can make deposits into your credit union account right from minute one. Open your account today.