Wellbeing hub

South Manchester Credit Union can signpost information to help guide you in the right direction.

Struggling to repay your loan

If you have any troubles repaying your loan, the best thing you can do is get in touch with us. We can look at reduced payment amounts or a payment freeze to give you some breathing space.

Free debt help & advice

Step Change offers the widest range of debt solutions to help, no matter what you’re dealing with.

Feel in control of your gambling

Be Gamble Aware offers free, confidential help and support to anyone who’s worried about their, or someone else’s, gambling.

Good quality independent advice

Citizens Advice provides good quality independent advice to millions of people for free. They want to give people the confidence they need to find their way forward.

The Money Navigator tool

If you need tailored guidance for your finances, The Money Navigator tool can help.  From reduced income to making the most out of savings, the tool gives you action plans based on your own situation. 

The online
Budget Planner

Use the Budget Planner to get in control of your household spending and analyse your results to help take control of your money. 

Guest Blog

Kirstie's IVA Testimony

Kirstie wrote her testimony to explore her personal experiences as well as explain how she handled her debts. She wanted to share her story with people who are in a similar position and give people the confidence to get through their struggles. 

“If I can help one person, it’s worth it”