Can You Join? 

South Manchester Credit Union is exclusively for people who work or live in South Manchester. If your postcode is on the map then you can take advantage of our attractive saving accounts and affordable loan products. 

The best way to apply is through Nivo.

An amazing solution and for the local community- a genuine life saver. - Cherry


Opening a PrizeSaver account gives you the chance to win prizes based on your savings!

Every £1 put into a member's PrizeSaver account counts as an entry into a monthly draw along with other Credit Union PrizeSaver's around the UK. Members can have up to 200 entries for their chance to win a monthly top prize of £5000.

I have been thinking about joining for ages and the PrizeSaver has finally persuaded me. - Sanda
I love @SmCreditUnion, can't recommend them highly enough. Excellent way to save, really efficient systems. Fair lending. Easy to speak to a human if you have a question. - Emma
 The credit union is the most reliable and consistent service available to save. - Louise


Open Savings

Your savings available for you to withdraw up to once per month

Locked Savings

Your savings pledged to your loan

Christmas Account

Save all year round and gain access in November


South Manchester Credit Union is authorised by the Prudential Regulatory Authority (PRA) and regulated by the Financial Conduct Authority (FCA), and the Prudential Regulation Authority. FRN 213666.