Can You Join? 

South Manchester Credit Union is exclusively for people who work or live in South Manchester. If your postcode is on the map then you can take advantage of our attractive saving accounts and affordable loan products. 

The best way to apply is through Nivo. Alternatively, join online or come down to 187 Fog Lane and fill in an application form. 

An amazing solution and for the local community- a genuine life saver.

- Cherry

 The credit union is the most reliable and consistent service available to save.

- Louise

I love @SmCreditUnion, can't recommend them highly enough. Excellent way to save, really efficient systems. Fair lending. Easy to speak to a human if you have a question.

- Emma


Open Savings

Your savings available for you to withdraw up to once per month

Locked Savings

Your savings pledged to your loan

Christmas Account

Save all year round and gain access in November


South Manchester Credit Union is authorised by the Prudential Regulatory Authority (PRA) and regulated by the Financial Conduct Authority (FCA), and the Prudential Regulation Authority. FRN 213666.