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Mana Fara
Mana Fara
22/03/2022
Verified
They are so helpful and very polite and I’m so satisfied with them 😃
sinead duffy
sinead duffy
22/03/2022
Verified
Very helpful, polite and professional Aimee really made me feel comfortable and answered all my questions I am very happy with the service I received☺️
Neil Martin
Neil Martin
18/03/2022
Verified
Great service from SMCU and Harry in particular: really felt treated like a person rather than just a number on a computer screen. It feels like the sort of service you used to get in banks years ago. 10/10 would recommend and look forward to dealing with them again.
ERROL TUCKER
ERROL TUCKER
18/03/2022
Verified
Very satisfied with the service i received an would recommend to my friends an family 😊
claire east
claire east
14/03/2022
Verified
SMC are amazing and have helped me out so many times. They really care about their customers and I always know that they are there when times are hard. SMC are always so easy to deal with, they are fab communicators and really make you feel like your valued. Thank you for all your help over the last 6 years 🙂
Sepiso Akafekwa
Sepiso Akafekwa
08/03/2022
Verified
Needed a car loan.They were thorough with their assessments and quick and efficient. Happy with service and they processed everything ahead of the guided timeliness.
Fidelma Clerkin
Fidelma Clerkin
08/03/2022
Verified
Amazing staff!!! Nothing is to much for them they r so helpful all the time.
Neil Highley
Neil Highley
04/03/2022
Verified
A very efficient service. Staff professional and friendly. I would certainly recommend South Manchester Credit Union

Work out the cost of your loan

Borrow from your credit union

For the new member

Welcome Loan

Loan amount

£150 to £700

APR

42.6%

Example: if you borrow £300 and pay £10 per week. You’ll repay your loan over 34 weeks and pay £37.44 interest – repaying a total of £337.44.

For the child benefit loan

Family Loan

Loan amount

£150 to £700

APR

42.6%

Example: if you borrow £300 and pay £10 per week. You’ll repay your loan over 34 weeks and pay £37.44 interest – repaying a total of £337.44.

For the member with savings

Saver Loan

Loan amount

£150 to £3,000

APR

26.8%

Example: if you borrow £1,200 and pay £20 per week. You’ll repay your loan over 71 weeks and pay £208.29 interest – repaying a total of £1,408.29.

For more than £3,000

Smart Loan

Loan amount

£3,000 to £15,000

APR

14%

Example: if you borrow £6,000 and pay £70 per week. You’ll repay your loan over 97 weeks and pay £774.77 interest – repaying a total of £6,774.77.

For Southway tenants 

Southway Loan

Loan amount

£150 to £300

APR

42.6%

Example: if you borrow £300 and pay £10 per week. You’ll repay your loan over 38 weeks and pay £37.77 interest – repaying a total of £337.77.

For loans fully secured to savings

Secured Loan

Loan amount

£150 to £15,000

APR

9.4%

Example: if you borrow £800 and pay £20 per week. You’ll repay your loan over 42 weeks and pay £29.76 interest – repaying a total of £829.76.

Join over 4,500 people in South Manchester

Here’s how you can open an account with South Manchester Credit Union:

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Put finance at your fingertips

Nivo is an instant messaging app that gives you full access to your credit union account.

You can join, ask for withdrawals, apply for loans and best of all, keep in contact with your favourite credit union!

Saving with your credit union

Open Savings

Deposit as much or as little as you like and withdraw once a month to make saving a lot easier.

Locked Savings

Build your savings to apply for a credit union loan.

Prize Saver

Win prizes up to £5,000 just by saving – £1 equals one entry.

Christmas Club

Lock your savings until 1st November with the savings account dedicated to the festive period.

Young Savers

Give the children a nest egg for when they’re older.

Win up to £5,000
just by saving

Every £1 you save with the Prize Saver savings account is 1 entry into the monthly draw – you’re allowed up to 200 entries.

The monthly top prize is £5,000 and if you don’t win that, you’re still in with a chance to win one of the £20 prizes.