Join
Not- for- Profit
Any profit may be returned to members in the form of a dividend
Quality Service
We provide quick, comprehensive support. We look to go the extra mile for those who need it
For the People
You are at the forefront of the organisation. Decisions that we make are to meet the diverse needs of our members
Free Insurance
We offer free insurance on loans and savings
Click here to learn more about insurance T&C’s
Easy to Save
You can set up a standing order or speak to your employer about starting our
payroll deduction scheme
Can You Join?
South Manchester is exclusively for people who work or live in South Manchester. If your postcode is on the map then you can take advantage of our attractive saving accounts and affordable loans.
The best way to apply is through our mobile app, Nivo.
How Much Does It Cost?
There is a one-off joining fee of £3 and we ask that you make an initial deposit of £10 into your savings. The savings you build are your savings and they represent your shares in the credit union. There are no annual costs and no hidden fees.
Don't want the app?
Not to worry, you can join online too! click open account and fill out the application: