This isn't car finance

It's better

Rates up to 14% APR (Smart Loan T&Cs apply)

Millie Festus
Millie Festus
14/09/2021
Verified
Amazing service x
Mike Platt
Mike Platt
11/09/2021
Verified
Amazing company, very helpful and really took time to understand my situation.
Dk77 Kane
Dk77 Kane
09/09/2021
Verified
Fantastic staff and service been a member for a long time and would recommend to anyone always there when you need them 😊👍
Marie Nyang
Marie Nyang
08/09/2021
Verified
Staff always helpful, easy to use and quick service , just brilliant
Tracey ONeill
Tracey ONeill
08/09/2021
Verified
Fabulous! Has been a great help to me
Joanne Hurst
Joanne Hurst
07/09/2021
Verified
absolutley amazing the nivo app is so glad i have it everything is done on the app

A better way to finance your next car

This is how it works...

Download the app

We have a fast and secure messaging app you can do everything over. Whether it’s joining, making a withdrawal or applying for a Smart Loan – it can all be done over Nivo.

Open your account

Next we’ll simply need to open your account.

7 simple steps

Once your account is set up, we can move onto your loan application.

We’ll walk you through 7 simple steps. We ask you about your income and credit history as well as finding the right level of repayments to suit you. 

Loan goes for assessment

Once the steps are complete – your loan will go forward for assessment.  

We ask that you allow up to 5 working days so sit back and relax. 

We're good to go

Once our assessment is complete and if your loan is approved – we’ll send over the terms of the loan that we are offering to you.

If you are happy to accept, then go ahead and sign. 

We have an agreement.