This isn't car finance
A better way to finance your next car
This is how it works...
Download the app
We have a fast and secure messaging app you can do everything over. Whether it’s joining, making a withdrawal or applying for a Smart Loan – it can all be done over Nivo.
Open your account
Next we’ll simply need to open your account.
7 simple steps
Once your account is set up, we can move onto your loan application.
We’ll walk you through 7 simple steps. We ask you about your income and credit history as well as finding the right level of repayments to suit you.
Loan goes for assessment
Once the steps are complete – your loan will go forward for assessment.
We ask that you allow up to 5 working days so sit back and relax.
We're good to go
Once our assessment is complete and if your loan is approved – we’ll send over the terms of the loan that we are offering to you.
If you are happy to accept, then go ahead and sign.
We have an agreement.