
Welcome to South Manchester Credit Union
We hope you had a good time at the Chorlton Beer Festival. You can learn more about us here
We are a community based credit union that provides saving accounts and loans to the people of South + Central Manchester. For the last 24 years we have continuously looked to support people’s finances and make a positive difference to their lives.
Loans that suit you
New members can apply for as much as anyone else, from £150-£15,000. Apply through our easy online form and speak to us on our messaging app.
Savings for peace of mind
Tuck away some savings for a rainy day or to work towards your dream goal. We encourage all our members who borrow to save whilst they repay.
You can deposit into your savings at any time by standing order or bank transfer. We can also take deposits through benefits deduction, payroll deduction, and cash 💰
Check out some of our different savings options below 👇
Hear it from our members
Our members are at the very heart of everything that we do and we love to hear your feedback and success stories.
Don’t just take it from us that we’re the place for affordable loans and secure savings, hear it straight from our members.
Take a look at one of our favourites 👇

Credit Union Advantages: The benefits of Credit Unions
Reading Time: 5 minutesCredit union advantages are often not very well known. We’re confident that if you knew about the credit union advantages and benefits, you would already be a member! When it comes to your money, you should